Coosawattee River Resort — Common Sense for All Owners
Owner-run & independent. Meeting videos, board records, the money, the election — no login, every source cited.
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Independent, owner-run reference maintained by a CRRA property owner. Not affiliated with, authorized by, or endorsed by Coosawattee River Resort Association, Inc.
Owner-run, one place for CRRA info — meeting videos, board records, short-term rentals, and the 2026 Board election. No login.
🐷 NEW: Animal Farm on the Coosawattee
The rules got fuzzy, the records disappeared, and the vote stopped mattering. Our association’s own IRS filings, By-Laws, and board minutes — read through the lens of Orwell’s Animal Farm. Audits that stopped in 2022, $14 million in unexplained adjustments, minutes that don’t exist, and a website we swore to the IRS but don’t own. Every source cited. Read the essay → · PDF · The 990 itself
Welcome: independent and owner-run — the 2026 Board election questionnaire, meeting videos, newsletters, governing documents, and the short-term-rental records, all in one spot. Watch, read, and judge for yourself.
From the governing documents
On June 9, 2026 the Board suspended the short-term-rental fee — an $800,000-a-year budget line (GL account 44000, “Administrative Fees,” annual budget $800,000.00 — CRRA monthly financials, Owner Portal → Documents → Association Financials). The authority for a fee on leased lots is not a recent invention — it appears in the By-Laws posted on CRRA’s own Owner Portal, in original (un-amended) language:
“If a Lot Owner uses the Common Area, Area of Common Responsibility or facilities while the Lot is leased, the Association may impose a user fee for the term of the tenancy. If the tenant fails to pay the user fee, the Owner shall be responsible for the fee and such fee shall become a lien against the Lot to be collected as an assessment…”
Source: “Complete By-Laws updated 2022.pdf”, page 8, Article II, Section 8 (final paragraph) — Owner Portal → Documents → Governing Documents. Unlike the dated amendments elsewhere in the By-Laws (8/1995, 8/2008, 9/2022, etc.), this paragraph carries no amendment tag — it is founding-document language. Verify it yourself: Owner Portal.
A fee that has been — and continues to be — misunderstood. The record shows the charge never had a settled identity:
The By-Law above authorizes a user fee tied to the tenancy — a use-based charge. A flat charge keyed solely to rental status is a different thing, and it is not what the By-Law describes. Moving to a nominal per-head, per-day user fee is not a new idea — it aligns the fee with what the governing documents actually authorize, applied evenly to every tenancy in the resort. A documented, By-Law-grounded, evenly-applied fee also puts the Association on the firmest available footing as Georgia’s SB 406 takes effect January 1, 2027.
This is not about blame. The current Board inherited a fee with no adopting record, no settled name, and no documented basis — a records problem years in the making. It’s even possible the original amount was per-head, per-day math averaged into one flat number — a reasonable shortcut in the paper era. Without the record, no one can know. But today’s gate systems don’t need the shortcut: they can count actual guests and actual days. The authority has been in the By-Laws all along.
That’s the way I read it — but don’t take my word for it. Read it yourself: Owner Portal → Documents → Governing Documents → “Complete By-Laws updated 2022,” page 8.
✅ Provided to the Board: On June 24, 2026 a By-Law-grounded replacement proposal was emailed to all seven directors and the General Manager. The GM acknowledged receipt on June 25 and stated it was forwarded for review. Read the proposal (PDF — expanded from the June 24 submission) · STR timeline (PDF)
The By-Law does not say “short-term rental.” It says “while the Lot is leased” and “for the term of the tenancy” — with no minimum stay, no maximum stay, and no exception based on who owns the lot. The By-Laws’ own definition of “Occupant” (Article I) includes anyone occupying “pursuant to a lease, a timeshare agreement or otherwise with permission of the Owner.” Owners are untouched: the By-Laws (Article II, Section 8(v)) let every owner share their rights with “members of his or her family… tenants and guests” — your grandkids, your parents, any visitor of yours comes through the gate exactly as they always have, at no charge. The user fee attaches only when the tenancy changes — when a lot is leased, long-term or short-term. It applies resort-wide — every community, every section, every gate: Beaver Lake, Beaver Bend, Beaver Forest, Eagle Mountain, the campground, and the Villas. Applied as written, the same rule covers all of these:
| Scenario | Is the lot “leased”? | User fee authorized? |
|---|---|---|
| 2-night Airbnb/VRBO stay | Yes | Yes — for the term of the tenancy |
| 30-day rental | Yes | Yes — for the term of the tenancy |
| 12-month lease to a long-term tenant | Yes | Authorized — but past the 30-day residency line the tenant lives like any household member, so under the proposal they get a pass and pay no daily fee |
| Home owned by an LLC / investor / out-of-state owner and rented out | Yes | Yes — the By-Law makes no owner-type distinction |
| Owner living in their own home (no tenancy) | No | No — no tenancy, no fee |
| Your grandkids, parents, friends — any personal guest visiting you | No | No — owners’ guests are not tenants; no fee |
NO ANALYSIS NEEDED — JUST LIKE PAYING $5 AT THE POOL.It doesn’t have to be complicated or a big number. The By-Law authorizes “a user fee” and leaves the amount and structure to the Board. It can be a nominal, fair, per-person daily fee — as simple as walking up to a pool and paying $5 to get in. No analysis, no formulas, no paperwork: you’re here, you pay, done. The amount could be $2, $3, $10, or $12 — what matters is the structure: per head, per day, applied evenly to every rental in the whole resort, with a 30-day residency line so long-term tenants are treated like any other household member. The authority comes from tenancy — the fee applies only while a lot is leased, exactly as the By-Law says. The amount follows turnover: a yearly tenant brings the same daily traffic as an owner living in their own home; a weekend rental brings new visitors every few days. Two guests for two nights at $3 pay $12 — not a flat charge invented for one category of owner. That is exactly the approach in the proposal provided to the Board on June 24 (read the current, expanded version here).
One rule, applied evenly, exactly as written — that is what the governing documents provide. Whether and how to apply it is the Board’s decision; the language above is quoted so every owner can read it and decide for themselves.
My opinion, from public information — every fact below links to its source. Corrections welcome at svhawk@ellijay.com.
Straight from the Association’s own website (BOD & Committees page):
Owning an STR business isn’t disqualifying. But when an STR matter comes before the Board or the STR Committee, owners are entitled to two things: disclosure of the interest, and recusal from the vote — standard governance under our documents and Georgia law (O.C.G.A. § 14-3-862). It protects the Board as much as it protects owners.
If you vote, you automatically help reach quorum. Every returned ballot counts toward the 20% of eligible votes required for a valid election — roughly 718 of ≈3,590. Last year’s turnout was only about 17%: short of quorum.
Know who you’re voting for. Read the candidate responses below. Then vote and return your ballot.
Figures are my good-faith estimates from published Association records (Nominating Committee Minutes 8/16/2021: “753 ballots = 21%”; By-Laws 20% quorum); I’ve asked the Association for the official numbers and will post corrections promptly.
Ballots close July 17. Educate. Inform. Vote.
| Candidate | Q1 | Q2 | Q3 | Q4 | Q5 | Q6 | Q7 | Q8 | Q9 | Status |
|---|---|---|---|---|---|---|---|---|---|---|
| Richard StonecipherBeaver Forest | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Returned |
| Thomas “Grahame” AnthonyBeaver Lake | Provided at the Meet & Greet – pending | |||||||||
| Chris GonyeauBeaver Lake | Withdrew | |||||||||
| Betty ReeceBeaver Lake | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Returned |
| Cary BeattyEagle Mountain | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Returned |
| Frank DarrowEagle Mountain | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Returned |
| Robert HepferEagle Mountain | Yes | Yes | No | No | Yes | Yes | Yes | Yes | Yes | Returned |
| Mike PadgettEagle Mountain | Provided at the Meet & Greet – pending | |||||||||
| Leah GodfreyEagle Mountain Campground | Provided at the Meet & Greet – pending | |||||||||
| Ross MacLarenBeaver Bend (write-in) | Invited — form open to all | |||||||||
| Susan DeckerBeaver Bend (write-in) | Invited — form open to all | |||||||||
| Jonathan MeyerBeaver Forest (write-in) | Invited — form open to all |
Every candidate received this same form, which carries a clear UNOFFICIAL notice at the top.
The blank questionnaire is open to every owner and every candidate — download it right here from this website. No request or permission needed.
⬇ Download the blank questionnaire (PDF)Candidates: the form is yours to download above. If for any reason you don’t have it, just reach out — email svhawk@ellijay.com or text (706) 591-8538 and I’ll get it to you. To have your answers appear on this page, complete and sign the form and send it back — it’s posted on receipt.
The Georgia Property Owners’ Bill of Rights Act (SB 406) was signed into law on May 12, 2026, with most provisions effective January 1, 2027. It requires homeowner/property-owner associations to register with the Georgia Secretary of State — an unregistered association forfeits its power to collect fines and fees, file liens, or foreclose — and it creates a complaint-and-hearing process so owners have a lower-cost way to challenge association conduct without going to court. Filing a complaint also pauses collection of the disputed fines while the matter is reviewed. In short, the law adds oversight, transparency, and accountability requirements for associations.
The completed, signed questionnaires returned so far (personal contact information redacted):
Meet & Greet: I personally handed a questionnaire to all eight candidates who attended — five were completed and returned on the spot, and the other three kept their copies (listed below). Chris Gonyeau withdrew and was not present.
Pending correction — Robert Hepfer (Q4): Robert has indicated, through a third party, that his “No” on Q4 may have been an error and that he would like it changed to “Yes.” Nothing official has been received from him yet, so his answers remain shown exactly as returned until he confirms the change in writing.
Still awaited: Mike Padgett, Grahame Anthony, and Leah Godfrey were handed the questionnaire in person at the Meet & Greet and have it in hand. Write-in candidates Ross MacLaren and Susan Decker (Beaver Bend) and Jonathan Meyer (Beaver Forest) have not yet been handed the form directly — it is downloadable right on this page, and the invitation is open to all of them. Completed forms may be emailed to svhawk@ellijay.com (or texted to (706) 591-8538) and will be posted on receipt.